
Leadership
Terrance Bond, J.D.
President
Terrance Bond currently serves as Senior Counsel for HCA Healthcare, where he leads a specialized team seeking to recover denied insurance claims across all HCA affiliate markets.
Previously, Terrance was a Division Counsel – Healthcare Delivery and Operations, at Vanderbilt University Medical Center, where his primary focus areas were recovery of insurance accounts receivable, enforcement of hospital liens and support of revenue cycle operations and strategic initiatives.
Before joining Vanderbilt, Terrance was Compliance Counsel at The Law Offices of Barry J. Gammons, PLLC., where he developed, implemented and monitored internal and external compliance-facing functions for the firm’s consumer account portfolio. During this time, Terrance was an active participant in the Tennessee Bar Association’s Creditor’s Practice Section
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Terrance also served as Assistant General Counsel within the Regulatory Boards Division of the Tennessee Department of Commerce and Insurance. As such, he served as legal counsel to three licensing boards, including the Tennessee Collection Service Board. As legal advisor to the board, Terrance assisted the board in administering and enforcing the provisions of the Tennessee Collection Service Act and other, applicable consumer debt collection and collection laws.
Prior to his election and since 2020, Terrance has served as an at-large Board member and Chair of CARES’ Public Policy and Advocacy Committee.

Amna Osman, MPA
Chief Executive Officer
Amna Osman has 24 years of experience as a public health innovator and executive leader with an extensive background in all aspects of leadership and management. Prior to her current role, Amna was President and CEO at HAVEN, a domestic and sexual violence nonprofit in the Greater Detroit Area. She is the founder and president of Osman Consulting, based in Grand Blanc, Michigan, where she provided leadership development in the United States and overseas. Amna served as the Director of the Division of Health, Wellness, and Disease Control for Michigan Department of Community Health, and was responsible for operational oversight of the division which consists of Health Disparities Reduction/Minority Health; Sexually Transmitted Diseases; and HIV/AIDS Prevention Education, Care and Treatment; AIDS Drug Assistance Program and the HIV/AIDS Oral Health Program.

Board of Directors
Terrance Bond, J.D., President
Claire Wisely, Secretary
Richard D. Bird Jr., CPA, Treasurer
Beth-Ann Martorello, CISA, CCSA, CRISC, Immediate Past President
At-Large Members
David Andrews
Betsy Bahn, ACNP-BC
Sheri Nichols Bucy
George Rowe, III J.D., GRI, REALTOR®
Gerran Thomas
Board of Directors
Terrance Bond, J.D., President
Claire Wisely, Secretary
Richard D. Bird Jr., CPA, Treasurer
Beth-Ann Martorello, CISA, CCSA, CRISC, Immediate Past President
At-Large Members
David Andrews
Betsy Bahn, ACNP-BC
Sheri Nichols Bucy
George Rowe, III J.D., GRI, REALTOR®
Gerran Thomas